Way back in my tech heyday, I felt like I was pretty savvy. I had a good handle on most things tech. When I changed careers, I started losing touch with the latest and greatest goings on in the tech world. Now, I barely pay attention. So when I had to sign this years tax return electronically, I was taken aback at the verification questions I was asked. How do they know that? Clearly everything in your life is now online and available.

If you haven’t experienced this yet, the IRS and DocuSign use something called Knowledge Based Authentication to validate who you are. You’re asked a series of questions about your life. For me it was things like a car, an address, and a corporation. But not just simple associations… a question like, “have you ever been associated with one of these addresses?” Here’s the kicker – it was a former address of a family member in another state. It also asked me “Have you ever owned one of the following vehicles?” One of them was a car I owned in 1996.

I don’t know why this caught me off guard. We’re so used to the electronic world we don’t think about the ramifications anymore. It feels anonymous when we’re online. But in reality, the state knows everything about you. Everything you’ve ever purchased, searched for, and people you’ve interacted with. They’re using marketing data, credit reports, and transaction histories to create a profile of you. As the old saying goes, if you’re not paying for a product or service, then YOU are the product. Facebook, Instagram, Google, etc…

But who cares? If they want to gather info to create better advertising, fine by me. I’d rather see ads for mountain bikes than feminine hygiene products, right? (yes, I know women ride mountain bikes) If only it was that innocent. Time to get your tinfoil hats on folks…

If it was that simple to figure out something I’d purchased way back in 1996, what else could be done with that information? Here’s a (true) scenario – this past summer in the little town next door (population 517), there was a horrific murder. A motel guest snapped after being asked by the owner of the motel to stop doing something. The guest grabbed a gun, marched into the front office and shot the owner and his wife.

Now imagine if the government or a big tech company offered hotels a program that used Knowledge Based Authentication to make an instant evaluation when someone is checking in. Spent some time in a psychiatric facility? Sorry, not going to be able to rent you a room today. Seems like it would be in everyone’s best interest, right? Who wouldn’t want to be able to keep a potential nutjob from checking in? It’s for your own good.

Now sprinkle in a little of this newfangled AI that’s making news… and this fancy new program may decide a meme you posted in ’21 a little offensive. No hotel for you. You went to a strip club during your bachelor party in 1998? Sorry, we can’t approve this home loan. You drove over 12,000 miles in one year? Unfortunately, you no longer qualify to purchase a gasoline vehicle – only electric vehicles for you.

You think that’s silly? PayPal’s current terms of service agreement says they can fine you $2,500 if you violate their “acceptable use” policy. Shopify, Chase Bank, and Facebook shut down a popular YouTuber’s account overnight, destroying his business, because he was deemed to be putting out “prepper” content (he wasn’t). The Twitter files revealed that all the government intelligence services have a direct, online portal to every major social media platform. Credit card companies are now categorizing gun and ammo purchases separately (previously they were lumped in under “sporting goods”), allowing the government (or anyone who purchases that information) to know exactly who’s buying what.

The social credit system is a freight train barreling down the tracks at us… and we have no idea it’s coming. Just like the Patriot Act, AI/Knowledge Based Authentication will be forced on us “for our own safety”. It’s all good – until the system decides YOU did something that goes against the rules. Every single thing you’ve ever written, posted, or purchased will be analyzed. Every picture you’ve taken (posted or not), every single store you’ve visited, every trip you’ve made – all fair game. That fitness tracker that’s recording your blood pressure and heart rate? So sorry, your health profile doesn’t allow you to order from Mcdonalds. It’s for your own good.

Welcome to the new world. There’s no way to erase your past.

“Those who would give up essential Liberty, to purchase a little temporary Safety, deserve neither Liberty nor Safety”

– Benjamin Franklin